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What To Look Out For When Buying A New Home


Buying an Existing Home

The National House Building Council (NHBC) recommends that you take the following steps to avoid buying from a bad builder:

Check that the builder has a good reputation and is registered with the NHBC. Look at other homes the company has built and speak to previous customers.

Ensure the property has the NHBC’s ten-year Buildmark Cover (or similar insurance) and make sure that this is issued before you complete.

Don’t move in until your new home is completely finished.

If you’re buying a brand-new home, it is still worth getting a structural or home-buyer’s survey done, and it’s essential if the property is more than two years old.

Buying Off Plan

Buying ‘off plan’ means reserving a new property before it has been built. The advantages are that you avoid gazumping, you don’t have to view hundreds of properties and won’t get stuck in a chain-buying nightmare. Plus, the value of the property could rise before you’ve even moved in. On the downside, however, the contract often doesn’t guarantee a completion date, and you may have to wait ages before you can move in. You’re also buying a property you haven’t viewed, and it may not turn out to be what you imagined.

You should buy a house from a development where you can view a show home. This is the only way that you can really envisage your new home and confirm that it suits your specifications. You should also carefully check the plans and see if there are any steep gradients for your plot of land, for example a slope garden.

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