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Down Sizing part II

So you are all set to down size but the Council requires you to fill out a form with all your financial information: your bank accounts, savings and any assets that you may have. The first asset that you have is your house – the only way that you can move into a retirement home or sheltered housing is if you do not have significant cash funds. You can spend all your life paying down the mortgage and accumulating some wealth for your family and that will be taken away by your ill-health. That is a terrible shame and one of the reasons why a shared-equity agreement could work in your favour.

Basically we offer to buy your house at full market value in double quick time. You take some cash right away and a share in the house’s value in 10 years time (let me say). It is there on the Land Registry, we cant sell the house without you knowing and your permission. Now you can give this share to somebody that you trust, like a family member – you do not have to keep it for yourself. If the experts say that the house prices will have gone up in price, quite considerably in 10 years time. This is a investment, prices must go up and down but in the long term I think that you would be satisfied.

Now obviously each case is individual, we want the transaction to go through smoothly (and so do you) so we must prepare legally binding contracts. But it is a way that you can have some control over your future.

“YouSellQuick gave me a very good deal and helped me through the whole process.”

— D. Halls London, England

“I got exactly what they offered in my bank account, nothing less, no extra fees or commissions.”

— R. Gray Colchester, England